Smart investing



Smart Investing

Is inflation coming back and what should you do about it?
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If you remember the 1970s, you will remember inflation, which struck fear into investors, economists, politicians and ordinary people alike.


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Smart Investing

When Stocks Crash How Far Are You Going To Sink?
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On Earth, the stock market is like that frozen lake. When stocks soar–as they have done for ten of the past eleven years– investors build sky-high expectations.



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Smart Investing

Bonds With Added Benefits
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Bonds aren’t intended to make your portfolio grow faster. Instead, they’re safety features designed to stop you from wrapping your portfolio around a pole.


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Smart Investing

It pays to keep a cool head when markets lose their minds
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This is a dizzying time to be an investor, as markets fly to record highs and bubbles pop up in the strangest of places.


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Smart Investing

Why I don’t Include “Play Money” In My Portfolio
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In this story, Andrew Hallam explains why he doesn’t include “play money” in his investment account.


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Smart Investing

Don’t Turn Your Back On Diversification Now
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In this story, Andrew Hallam says that when investors don’t properly diversify, they risk getting knocked out. And that devastating punch comes when they least expect it.



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Smart Investing

Bitcoin won’t make you a millionaire today. It does have one use, though.
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When I started this article, Bitcoin was trading at $58,306. By the time you read it, the price could be anywhere. The crypto-currency is giving a whole new meaning to the word volatility


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Smart Investing

Investors’ Great Expectations for Disruptive Technologies
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George Gilder was God. At least, that’s what we thought. Gilder described a new paradigm that promised to change the world and commerce in magnitudes akin to the printing press, air travel, the telephone and electricity.



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Smart Investing

Stock Market Solutions To Irrational Exuberance
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In this article, Andrew Hallam asks if there’s anything investors should do about the stock market’s high level. After all, we’ve been here before. What can we learn from what happened then?


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Smart Investing

Could You Beat the Market With These Ten Terrific Stocks?
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They were public darlings and household names. Their corporate profits soared over the previous ten years. They were “can’t miss” stocks that thumped the S&P 500 by 143 percent.



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Smart Investing

Should You Play In The Stock Market’s Casino?
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“I make money roughly seven out of every ten years,” he says. “Sometimes the economy isn’t great or we have to update our facility. But there’s one mathematical certainty: even during years when the casino doesn’t earn a profit, we ensure that the players make less.”



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Smart Investing

The Couch Potato Portfolio Makes Hedge Funds Look Silly
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Imagine a planet similar to ours. Somebody creates a 2-speed bicycle. Others figure they can build something better. They add several gears. Then they add an internal combustion engine.



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Smart Investing

Stock markets shrugged off coronavirus in 2020 and could do even better next year
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Everybody agrees 2020 was a rotten year, and most people therefore assume stock markets had a rotten year too, but bizarrely, they didn’t.


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Smart Investing

Why it matters where your investments are domiciled.
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As any estate agent will tell you, the one thing that matters when buying property is “location, location, location”. It is the same when expats invest their money offshore.


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Smart Investing

Why U.S. Stocks Will Disappoint Investors
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Three days before the U.S. election, I watched a reporter on television interviewing people in Pennsylvania. “I’m voting for Donald Trump,” said one of the women. The reporter asked, “Why?”


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Smart Investing

Smart Investing Is Simple, But That Doesn’t Make It Easy
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I can teach you to thrash the performance of most professional traders. That might sound crazy, even boastful. But it’s true. You can trounce the performance of most hedge funds.


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Smart Investing

How To Invest In These Uncertain Times
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It looks like a perfect storm. There’s instability in America’s White House. That reality, alone, could hammer global markets. Experts say the recession will get worse. Several economic forecasts say inflation could hit 12 percent or more.



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Smart Investing

Hot Investment Hands Are Like Sports Heroes
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Investment heroes lose their mojo, too. But that’s tougher to predict. One year, they might bask at the top. The next year, they’re on the canvas, never to rise again.



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Smart Investing

Most expats don’t know what margin trading is. They could be missing a trick
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Should you ever borrow money to invest? Most expat investors would give a firm ‘no’ to that notion, and in most cases, they would be right.



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Smart Investing

Investors: Don’t Stuff Logic in the Trunk of Your Car
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You get behind the wheel of your car, put on your seatbelt and start the engine. You look for oncoming traffic before accelerating onto the street. In most cases, logic determines your decisions.


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Smart Investing

Avoid US-domiciled ETFs unless you want to end up like Al Capone
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Nobody wants to mess with the US Inland Revenue Services. These are the guys who took down legendary mobster Al Capone, remember.


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Smart Investing

Searching the Best Mutual Funds For a Volatile Market?
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So far, 2020 has been a wild ride for stocks. The S&P 500 gained about 4.2 percent from January 1st to February 19th. Coronavirus fears plunged stocks 34 percent from mid-February to March 23rd.



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Smart Investing

Is Gold A Safe Life Boat Now?
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Gold is much like a 10-person lifeboat. It usually sits neglected as cruise line guests dance to Shakira. However, when small waves tip a few dinner plates, one or two guests climb on board.


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Smart Investing

Index-Linked Annuities Offer A Clever Sleight of Hand
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The magician smiles as he removes his hat. He tips it to the audience so they can see inside. Then a dove flies out. Two seconds later, he winks, nods, then pulls out a rabbit. We know it’s a trick. But we’re often less certain when offered magical investment options.


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Smart Investing

Ignore “Experts” Building Coffins for the 60/40 Investment Model
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After 31 years of investing, here’s the most important thing I’ve learned: nobody can predict the future. Unfortunately, there’s no shortage of fortune-tellers. They claim to predict where stocks, bonds, gold, currencies or oil prices are going next. If I listened to those predictions, I might be broke today.


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Smart Investing

One of the World’s Best Performing Portfolios During COVID-19
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This year has been a fast, rickety roller coaster ride for stocks. COVID-19 nibbles at the track as investors fly up and down. Plenty of people can’t handle this sort of fear. They understand that stocks rise and fall. But they don’t have the stomach for the biggest market drops.



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Smart Investing

Value Investors: Don’t Get Fooled By The Norse God, Loki
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About 200 years ago, the Norse god, Oden, put the mischievous god, Loki in charge of the stock market. “Look, you little twerp,” he said. “Over 30-year durations, make sure the stock market earns between 7 percent and 11 percent per year. If it doesn’t, you’ll burn.”


 

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Smart Investing

Have Netflix and Amazon Investors Gone A Little Crazy?
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I had a nightmare last night.

Five burley men stormed my home. They dragged me by the hair to my laptop (I often dream about having hair). The biggest guy’s name was Jeff. He screamed, “Log in to your brokerage account! Sell everything!


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Smart Investing

Are You An Investor Or A Speculator?
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Several years ago, a couple of chaps with, perhaps, far too much time on their hands conducted an experiment. They analyzed the investment returns of more than 56,000 U.S. brokerage accounts over a six-year period. They wanted to figure out what kind of investors earned the best results.


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Smart Investing

Why Do Index Funds Beat Actively Managed Mutual Funds?
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Warriors with “actively managed funds” blazoned on their chests brought their spears out to fight. On the other side, academics raised flags in support of low-cost index funds.

The war ended years ago. Index funds won. But plenty of commission-hungry folk hope you didn’t get the memo.


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Why Bonds Are Like Bicycle Helmets…Especially Today



Smart Investing

Why Bonds Are Like Bicycle Helmets…Especially Today
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I glanced at the small computer on my handlebars as I flew down the steep hill. I was doing 57 miles per hour on skinny bicycle tires. It was 1987…and I wasn’t wearing a helmet. Back then, serious cyclists only wore helmets when they raced. And most of us wouldn’t have done that, if those weren’t the rules.


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Don’t fear the stock market crash. This is your chance to invest at bargain prices



Smart Investing

Don’t fear the stock market crash. This is your chance to invest at bargain prices
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People react to a crisis in different ways. Some run in shock, while others charge into the heat of the battle.

It’s the ancient ‘fight or flight’ physiological response to danger, and investors aren’t immune to it, quite the reverse.

When stock markets crash, as they have done due to the coronavirus, investors face competing impulses. Should they sell up and flee the market, or stand their ground and invest more?


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Financial Experts Trying To Time The Market Now



Smart Investing

Financial Experts Trying To Time The Market Now
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Who was the best basketball player of all time? If you hollered that question from an American sports bar, people would scream different names from every corner. The same thing might happen if you asked about history’s greatest tennis player, boxer, football player or hockey player.

But try asking this on Wall Street: Who is history’s greatest investor? You’ll likely hear one name: Warren Buffett. He’s among the four richest people in the world, despite the fact that, each year, he donates more money to charity than Donald Trump’s is worth.


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Investors: What If The Coronavirus Created Another 1929?



Smart Investing

Investors: What If The Coronavirus Created Another 1929?
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A couple of years ago I wrote, How A Stock Market Crash Could Accelerate Your FIRE. There’s a movement called FIRE that has nothing to do with burning. Instead, it stands for Financial Independence Retire Early. The column explained why young investors should prefer to see multiple year stock market drops. After all, market crashes allow them to buy stocks on sale. And when markets recover, such investors win big.


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Zen and the Art of Investing a Lump Sum



Smart Investing

Zen and the Art of Investing a Lump Sum
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Caitlin slipped on her shoes and coat before walking down the path to her Toyota, which she had parked in front of her house. She opened the door, dropped into the driver’s seat and sat for a moment. Caitlin planned to meet a handful of friends that evening. It was a book club group that met once a month. But instead of talking about their most recent book, Caitlin had other ideas.


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It pays to keep your balance when markets crash



Smart Investing

It pays to keep your balance when markets crash
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Don't panic. Stay calm. Be cool. As I write this, global stock markets are crashing around our ears, but you can survive the fallout, provided you strike the right balance.

The importance of building a balanced portfolio is a basic investment lesson that too many overlook, as they go chasing the next big thing.


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Are These The Toughest Conversations John Bogle’s Son Has



Smart Investing

Are These The Toughest Conversations John Bogle’s Son Has?
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I can imagine John Bogle Jr. on a camping trip. He meets a group of guys fishing off a dock. They talk about the weather and the fish before they introduce themselves.




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Portfolio puzzle desktop



Smart Investing

Will You Be Ready When Stocks Lose Big?
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Early in 2012, I delivered an investment talk at Singapore’s United World College. After my presentation, a woman in the front row asked, "Why should we invest in the stock market? It hasn’t made money for years. Bonds and savings accounts make much more."


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Growth indicators desktop



Smart Investing

What Investors Need To Know About These Growth Indicators
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Abinash Duper scrambles out of bed and joins his father at the breakfast table. "This is going to be a great year," Mr. Duper tells his son. "Our company is doing well."


 

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Volatility



Smart Investing

Don't panic about stock market volatility. It could be your best friend
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What's the single biggest thing that stops people from investing their money in stocks and shares?


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30 minute investor



Smart Investing

Become A Great Investor On Just 30 Minutes A Year
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Alex Honnold clung to the vertical rock face of El Capitan. If his foot slipped or if his fingers cramped on a tiny hold, he would have fallen thousands of feet to his death. He wanted to be the first person in history to climb this legendary wall without a rope.

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Australians Canadians Investments



Smart Investing

How Australians And Canadians Can Invest Like Jedi Knights
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In the 2017 film, The Last Jedi, Luke Skywalker reluctantly takes one last student. Her name is Rey. But Skywalker fears her natural power. What if Rey turns to the Dark Side, like Darth Vader and Kylo Ren had done?

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Have you found great returns that never lose money



Smart Investing

Have You Found Great Returns That Never Lose Money?
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For 21 years, Allan Goldstein invested with a man who made him money every year. In 1990, U.S. stocks dropped about 6 percent. International stocks fell about 24 percent. But that year, Allen made close to double-digit gains.

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Financial outlook



Smart Investing

Outlook for 2020
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Well that wasn't so bad, was it? Investors began 2019 in a glum mood, but the year turned out far better than expected.

 

 
 

The best new mutuals weekly



Smart Investing

The Best Mutual Funds You Should Buy Right Now!
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Steve Forbes is the Editor-in-Chief of Forbes magazine. It’s one of the world’s most respected financial publications. Its columnists have been churning out stories since 1917. For more than 100 years, they’ve been trying to forecast the direction of stocks and bonds.

 

Never to old to invest



Smart Investing

Are You Ever Too Old To Start Investing?
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Lindsay’s eyes narrowed. I was delivering a presentation on investing, and she had a burning question. It was something many people think…but few have the courage to ask.

 

British stocks trounce US shares



Smart Investing

Why British Stocks Are Set To Trounce U.S. Shares
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Plenty of investors are like dogs chasing tails. They might say, "I’m going to buy this investment because it’s performing well." This, however, is as crazy as a talking poodle.

 



Smart Investing

Is now the perfect time to buy gold and what's the best way to do it?
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I have a slight problem with gold. Deep down, I don’t trust it. That seems odd, given its fabled status as a store of value, but maybe that's the problem.
 

 



Smart Investing

Why Expats Often Buy The World’s Worst Financial Products
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I call them the Septic Seven. They represent seven stinky financial products. Each product charges nosebleed fees…high enough to make cadavers flip.

 



Smart Investing

For Most Investors, 2019 Is Turning Out To Be A Really Bad Year
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The year isn’t over. But U.S. stocks are up a lot. They soared more than 17 percent over the first nine months. Global stocks are up about 14 percent. Most investors, however, should be disappointed.

 
 



Smart Investing

Should Investors Fear The Inverted Yield Curve?
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Plenty of investors focus on economic news. They worry about where stocks are headed. They want a quick heads-up so they can bob or weave in case stocks hit the skids.


 

 

Dividend plants



Smart Investing

Why dividends are the most powerful force in the world
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When I started investing more than two decades ago, the only thing that interested me was growth. I wanted to see my stock picks rise, and fast. This was the late 1990s when tech was booming and even taxi drivers were handing out tips.
 

 

Which Currency Should You Pick For Your Diversified Portfolio Of Index Funds?



Smart Investing

Which Currency Should You Pick For Your Diversified Portfolio Of Index Funds?
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Imagine this for a moment. You’re a young, single person walking along a path and you stumble upon an ancient lamp with instructions on the side.
 

 

Why Having Bonds In Your Portfolio Can Help Boost Returns



Smart Investing

Why Having Bonds In Your Portfolio Can Help Boost Returns
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Most investors know they can make much more money with stocks than they can with bonds. But in real-world settings, most investors should include both asset classes in their portfolios. 

 

The Best Way To Invest Your Money



Smart Investing

The Best Way To Invest Your Money
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Hedge funds promise to make bucket loads of money during good times and bad. At least, that’s the myth. Reality is different. A diversified portfolio of index funds leaves most hedge funds in its dust.
 

 

Clean funds save investors from dirty tricks



Smart Investing

Clean funds save investors from dirty tricks
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If you want to generate the best possible returns from investing, it helps if you can keep things clean. That means steering clear of the investment industry's dirty secret, the punitive charges that financial advisers and fund management companies continue to charge expats.

 
 
 



Smart Investing

Are Stocks At An All-Time High? Not If You Measure Right
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Headlines read, “Stocks Are At An All-Time High!” But in this story, Andrew Hallam explains that stocks were more expensive 19 years ago


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