Interest and margin rates

Margin rates
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CurrencyBenchmark rate
1 Jul. 2020
 
Loans <50'000
(Benchmark rate
+4.99%)
Loans >50'000
(Benchmark rate
+2.99%)
Loans >250'000
(Benchmark rate
+2.49%)
Loans >1'000'000
(Benchmark rate
+1.99%)
EUR0.00%4.99%2.99%2.49%1.99%
USD

0.18%

5.17%3.17%2.67%2.17%
GBP0.10%5.09%3.09%2.59%2.09%
CAD0.52%5.51%3.51%3.01%2.51%
CHF0.00%4.99%Contact us
SEK0.00%4.99%
SGD0.10%5.09%
HKD0.62%5.61%
AUD0.46%5.45%
OtherContact us

Benchmark rate = monthly average of one-month market indices: Euribor 1 Month ACT/360 (EUR), ICE LIBOR USD 1 Month (USD), ICE LIBOR GBP 1 Month (GBP), Canada Bankers Acceptances 1 Month (CAD), ICE LIBOR CHF 1 Month (CHF), Stockholm Interbank Offered Rates 1 Month (SEK), Association of Banks in Singapore Swap Offer Rate Fixing 1 Month (SGD), HK Assoc of Banks Hong Kong Dollar HIBOR Fixings 1 Month at 11:00am (HKD), AUD 1 Month Deposit (AUD). Debit interest will be charged quarterly in arrears.

Cash rates
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Interest, where applicable, will be accrued daily and posted to your account on a quarterly basis.

CurrencyEUR 0-1'000EUR 1'001-10'000EUR 10'001-50'00050'001+
EUR0.000%*0.000%*0.000%*0.000%*
USD0.000%0.000%0.000%0.000%
GBP0.000%0.000%0.000%0.000%
CAD0.000%0.000%0.000%0.000%
AUD0.000%0.000%0.000%0.000%
HKD0.000%0.000%0.000%0.000%
SGD0.000%0.000%0.000%0.000%
SEK-1.25%-1.25%-1.25%-1.25%
CHF-1.25%-1.25%-1.25%-1.25%

* Central bank deposit rates will apply on euro balances during the quarter following a 12-month period of account inactivity (no stock or ETF trades). Additionally, from 1 October 2019, central bank deposit rates will apply on your euro balance over EUR 500'000 .

 

Overdraft rates
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Rates applicable from 1 May 2018

CurrencyInterest rate
All CurrenciesBenchmark rate + 12.99%


Interest will be charged on debit balances in each sub currency-account. Debit interest will be accrued daily and will be charged to your account on a quarterly basis. Clients are responsible for the management of the different sub currency-account balances.

Benchmark rate = monthly average of one-month market indices: Euribor 1 Month ACT/360 (EUR), ICE LIBOR USD 1 Month (USD), ICE LIBOR GBP 1 Month (GBP), Canada Bankers Acceptances 1 Month (CAD), ICE LIBOR CHF 1 Month (CHF), Stockholm Interbank Offered Rates 1 Month (SEK), Association of Banks in Singapore Swap Offer Rate Fixing 1 Month (SGD), HK Assoc of Banks Hong Kong Dollar HIBOR Fixings 1 Month at 11:00am (HKD), AUD 1 Month Deposit (AUD). Debit interest will be charged quarterly in arrears.