Interest and margin rates

Margin rates
_

CurrencyBenchmark rate
1 Oct. 2020
Loans <50'000
(Benchmark rate
+4.99%)
Loans >50'000
(Benchmark rate
+2.99%)
Loans >250'000
(Benchmark rate
+2.49%)
Loans >1'000'000
(Benchmark rate
+1.99%)
EUR0.00%4.99%2.99%2.49%1.99%
USD

0.15%

5.14%3.14%2.64%2.14%
GBP0.05%5.04%3.04%2.54%2.04%
CAD0.48%5.47%3.47%2.97%2.47%

 

CurrencyBenchmark rate
1 Oct. 2020
Loans
(Benchmark rate +4.99%)
CHF0.00%4.99%
SEK0.00%4.99%
DKK0.00%4.99%
NOK0.16%5.15%
CZK0.30%5.29%
HUF0.63%5.62%
PLN0.10%5.09%
ILS0.09%5.09%
AED0.27%5.26%
SGD0.13%5.12%
HKD0.44%5.43%
TWD0.53%5.52%
AUD0.26%5.25%
NZD0.28%5.27%
JPY0.00%4.99%

 

CurrencyBenchmark rate
1 Oct. 2020
Loans
(Benchmark rate +12.99%)
RUB4.13%17.12%
TRY11.96%24.95%
MXN4.72%17.71%
THB0.55%13.54%
ZAR3.35%16.34%

 

Benchmark rate = monthly average of one-month market indices: Euribor 1 Month ACT/360 (EUR), ICE LIBOR USD 1 Month (USD), ICE LIBOR GBP 1 Month (GBP), Canada Bankers Acceptances 1 Month (CAD), ICE LIBOR CHF 1 Month (CHF), Stockholm Interbank Offered Rates 1 Month (SEK), Association of Banks in Singapore Swap Offer Rate Fixing 1 Month (SGD), HK Assoc of Banks Hong Kong Dollar HIBOR Fixings 1 Month at 11:00am (HKD), AUD 1 Month Deposit (AUD). Debit interest will be charged quarterly in arrears.

Cash rates
_

Interest, where applicable, will be accrued daily and posted to your account on a quarterly basis.

CurrencyEUR 0-1'000EUR 1'001-10'000EUR 10'001-50'00050'001+
EUR*0.000%0.000%0.000%0.000%
USD0.000%0.000%0.000%0.000%
GBP0.000%0.000%0.000%0.000%
CAD0.000%0.000%0.000%0.000%
CHF-1.25%-1.25%-1.25%-1.25%
SEK-1.25%-1.25%-1.25%-1.25%
DKK-1.25%-1.25%-1.25%-1.25%
NOK0.000%0.000%0.000%0.000%
CZK0.000%0.000%0.000%0.000%
HUF0.000%0.000%0.000%0.000%
PLN0.000%0.000%0.000%0.000%
ILS0.000%0.000%0.000%0.000%
TRY0.000%0.000%0.000%0.000%
AED0.000%0.000%0.000%0.000%
SGD0.000%0.000%0.000%0.000%
HKD0.000%0.000%0.000%0.000%
TWD0.000%0.000%0.000%0.000%
AUD0.000%0.000%0.000%0.000%
NZD0.000%0.000%0.000%0.000%
JPY-1.25%-1.25%-1.25%-1.25%

 

* The ECB deposit facility rate will apply on euro balances over EUR 500,000. Following a 12-month period of account inactivity (no stock, ETF or mutual fund trades), the ECB deposit facility rate will apply on euro balances.
From 1 August 2020 – The ECB deposit facility rate minus 0.25% will apply on euro balances over EUR 250,000. Following a 12-month period of account inactivity (no stock, ETF or mutual fund trades), the ECB deposit facility rate minus 0.25% will apply on euro balances.

 

Overdraft rates
_

CurrencyInterest rate
All CurrenciesBenchmark rate + 12.99%


Interest will be charged on debit balances in each sub currency-account. Debit interest will be accrued daily and will be charged to your account on a quarterly basis. Clients are responsible for the management of the different sub currency-account balances.

Benchmark rate = monthly average of one-month market indices: Euribor 1 Month ACT/360 (EUR), ICE LIBOR USD 1 Month (USD), ICE LIBOR GBP 1 Month (GBP), Canada Bankers Acceptances 1 Month (CAD), ICE LIBOR CHF 1 Month (CHF), Stockholm Interbank Offered Rates 1 Month (SEK), Association of Banks in Singapore Swap Offer Rate Fixing 1 Month (SGD), HK Assoc of Banks Hong Kong Dollar HIBOR Fixings 1 Month at 11:00am (HKD), AUD 1 Month Deposit (AUD). Debit interest will be charged quarterly in arrears.


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