Interest and margin rates

Margin rates
_

 

 
 0% through
30/06/2022*
CurrencyBenchmark rate
1 September 2021
First
50'000
Then
(BM rate +2.15%)
VIP**
Loans 750k+
EUR0.000%0%2.150%Tailored
lending
solutions
upon request
USD0.090%0%2.240%
GBP0.053%0%2.203%

*0% rate on up to 50'000 EUR/USD/GBP of loan applies until 30 June 2022.
** Exclusive benefits for Platinum and/or Apex VIP clients.


For loans over 50'000, a blended rate will apply - for example on a loan balance of 100'000 EUR, the first 50'000 will be charged 0%, and the next 50'000 2.15%, resulting in a blended rate of 1.075%.

 

CurrencyBenchmark rate
1 September 2021
Effective rate
(BM rate +2.15%)
CAD0.196%2.346%
CHF0.000%2.150%
SEK0.000%2.150%

 

CurrencyBenchmark rate
1 September 2021
Effective rate
(BM rate +5%)
DKK0.000%5.000%
NOK0.161%5.161%
CZK0.791%5.791%
HUF1.271%6.271%
PLN0.080%5.080%
ILS0.100%5.100%
AED0.194%5.194%
SGD0.155%5.155%
HKD0.072%5.072%
TWD0.507%5.507%
AUD0.037%5.037%
NZD0.387%5.387%
JPY0.000%5.000%

 

CurrencyBenchmark rate
1 September 2021
Effective rate
(BM rate +13%)
RUB6.298%19.298%
TRY19.950%32.950%
MXN4.652%17.652%
THB0.550%13.550%
ZAR3.493%16.493%

 

Benchmark rate (BM rate) = monthly average of one-month market indices: Euribor 1 Month ACT/360 (EUR), ICE LIBOR USD 1 Month (USD), ICE LIBOR GBP 1 Month (GBP), Canada Bankers Acceptances 1 Month (CAD), ICE LIBOR CHF 1 Month (CHF), Stockholm Interbank Offered Rates 1 Month (SEK), Association of Banks in Singapore Swap Offer Rate Fixing 1 Month (SGD), HK Assoc of Banks Hong Kong Dollar HIBOR Fixings 1 Month at 11:00am (HKD), AUD 1 Month Deposit (AUD). Debit interest will be charged quarterly in arrears.

Cash rates
_

Interest, where applicable, will be accrued daily and posted to your account on a quarterly basis.

 
CurrencyEUR 0-1'000EUR 1'001-10'000EUR 10'001-50'00050'001+
EUR*0.000%0.000%0.000%0.000%
USD0.000%0.000%0.000%0.000%
GBP0.000%0.000%0.000%0.000%
CAD0.000%0.000%0.000%0.000%
CHF-1.25%-1.25%-1.25%-1.25%
SEK-1.25%-1.25%-1.25%-1.25%
DKK-1.25%-1.25%-1.25%-1.25%
NOK0.000%0.000%0.000%0.000%
CZK0.000%0.000%0.000%0.000%
HUF0.000%0.000%0.000%0.000%
PLN0.000%0.000%0.000%0.000%
ILS0.000%0.000%0.000%0.000%
TRY0.000%0.000%0.000%0.000%
AED0.000%0.000%0.000%0.000%
SGD0.000%0.000%0.000%0.000%
HKD0.000%0.000%0.000%0.000%
TWD0.000%0.000%0.000%0.000%
AUD0.000%0.000%0.000%0.000%
NZD0.000%0.000%0.000%0.000%
JPY-1.25%-1.25%-1.25%-1.25%

 

* The ECB deposit facility rate minus 0.25% applies on euro balances over EUR 250'000. Following a 12-month period of account inactivity (no stock, ETF or mutual fund trades), the ECB deposit facility rate minus 0.25% applies on euro balances.

 

Overdraft rates
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CurrencyInterest rate
All CurrenciesBenchmark rate + 12.99%


Interest will be charged on debit balances in each sub currency-account. Debit interest will be accrued daily and will be charged to your account on a quarterly basis. Clients are responsible for the management of the different sub currency-account balances.

Benchmark rate = monthly average of one-month market indices: Euribor 1 Month ACT/360 (EUR), ICE LIBOR USD 1 Month (USD), ICE LIBOR GBP 1 Month (GBP), Canada Bankers Acceptances 1 Month (CAD), ICE LIBOR CHF 1 Month (CHF), Stockholm Interbank Offered Rates 1 Month (SEK), Association of Banks in Singapore Swap Offer Rate Fixing 1 Month (SGD), HK Assoc of Banks Hong Kong Dollar HIBOR Fixings 1 Month at 11:00am (HKD), AUD 1 Month Deposit (AUD). Debit interest will be charged quarterly in arrears.


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