Interest and margin rates
Margin rates
_
| Currency | Benchmark rate 1 Jul. 2020 | Loans <50'000 (Benchmark rate +4.99%) | Loans >50'000 (Benchmark rate +2.99%) | Loans >250'000 (Benchmark rate +2.49%) | Loans >1'000'000 (Benchmark rate +1.99%) |
|---|---|---|---|---|---|
| EUR | 0.00% | 4.99% | 2.99% | 2.49% | 1.99% |
| USD | 0.18% | 5.17% | 3.17% | 2.67% | 2.17% |
| GBP | 0.10% | 5.09% | 3.09% | 2.59% | 2.09% |
| CAD | 0.52% | 5.51% | 3.51% | 3.01% | 2.51% |
| CHF | 0.00% | 4.99% | Contact us | ||
| SEK | 0.00% | 4.99% | |||
| SGD | 0.10% | 5.09% | |||
| HKD | 0.62% | 5.61% | |||
| AUD | 0.46% | 5.45% | |||
| Other | Contact us | ||||
Benchmark rate = monthly average of one-month market indices: Euribor 1 Month ACT/360 (EUR), ICE LIBOR USD 1 Month (USD), ICE LIBOR GBP 1 Month (GBP), Canada Bankers Acceptances 1 Month (CAD), ICE LIBOR CHF 1 Month (CHF), Stockholm Interbank Offered Rates 1 Month (SEK), Association of Banks in Singapore Swap Offer Rate Fixing 1 Month (SGD), HK Assoc of Banks Hong Kong Dollar HIBOR Fixings 1 Month at 11:00am (HKD), AUD 1 Month Deposit (AUD). Debit interest will be charged quarterly in arrears.
Cash rates
_
Interest, where applicable, will be accrued daily and posted to your account on a quarterly basis.
| Currency | EUR 0-1'000 | EUR 1'001-10'000 | EUR 10'001-50'000 | 50'001+ |
|---|---|---|---|---|
| EUR | 0.000%* | 0.000%* | 0.000%* | 0.000%* |
| USD | 0.000% | 0.000% | 0.000% | 0.000% |
| GBP | 0.000% | 0.000% | 0.000% | 0.000% |
| CAD | 0.000% | 0.000% | 0.000% | 0.000% |
| AUD | 0.000% | 0.000% | 0.000% | 0.000% |
| HKD | 0.000% | 0.000% | 0.000% | 0.000% |
| SGD | 0.000% | 0.000% | 0.000% | 0.000% |
| SEK | -1.25% | -1.25% | -1.25% | -1.25% |
| CHF | -1.25% | -1.25% | -1.25% | -1.25% |
* Central bank deposit rates will apply on euro balances during the quarter following a 12-month period of account inactivity (no stock or ETF trades). Additionally, from 1 October 2019, central bank deposit rates will apply on your euro balance over EUR 500'000 .
Overdraft rates
_
Rates applicable from 1 May 2018
| Currency | Interest rate |
|---|---|
| All Currencies | Benchmark rate + 12.99% |
Interest will be charged on debit balances in each sub currency-account. Debit interest will be accrued daily and will be charged to your account on a quarterly basis. Clients are responsible for the management of the different sub currency-account balances.
Benchmark rate = monthly average of one-month market indices: Euribor 1 Month ACT/360 (EUR), ICE LIBOR USD 1 Month (USD), ICE LIBOR GBP 1 Month (GBP), Canada Bankers Acceptances 1 Month (CAD), ICE LIBOR CHF 1 Month (CHF), Stockholm Interbank Offered Rates 1 Month (SEK), Association of Banks in Singapore Swap Offer Rate Fixing 1 Month (SGD), HK Assoc of Banks Hong Kong Dollar HIBOR Fixings 1 Month at 11:00am (HKD), AUD 1 Month Deposit (AUD). Debit interest will be charged quarterly in arrears.