Margin Trading and Personal Loans
starting at 0%*


Borrow EUR
from 0%*

Extra buying power without
selling existing investments

Real-time margin tool to
monitor your account

Margin Trading

  • Use the securities in your account to borrow money at competitive rates.

  • NEW – you can also use your cryptos as collateral.

  • Only pay interests on what you use.

  • Apply directly online and monitor your account at any time.

  • Low interest rates without commissions or additional administrative costs.

Margin Loan Rates


See all rates



Personal Loans

Suitable for most of your financing needs, Swissquote Personal Loan is a line of credit that can help you borrow at much lower rates than with unsecured forms of borrowing, as you secure your loan against your eligible investments.

It also offers the ultimate in flexibility with no monthly payment requirements, arrangement fees or penalties.


*As at 01/07/2022. 0% rate up to 50'000 EUR of loan applies from 1st July 2022 through 31 December 2022.

**For loans over 50,000, a blended rate will apply - for example on a loan balance of 100,000 EUR, the first 50,000 will be charged 0%, and the next 50,000 1.95%, resulting in a blended rate of 0.975%.

Borrowing against your investments involves a higher degree of risk to your capital and is not suitable for all investors. If you are unsure about the risks and features of this service, we recommend you seek professional advice.

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